Tuesday, January 13, 2015

Lakshmi Vilas Bank Q3 profit up 400%

Lakshmi Vilas Bank

Lakshmi Vilas Bank Ltd (LVBL) was incorporated in the year 1926. It came into existence to meet the growing demands of agriculture, small scale-industries and other priority sectors.

Q3 Results

Q3 PAT increased by 400% from 7.4cr to 32.5cr. This is due to decrease in NPA, increase in Net interest Income & Non interest income. NPA went down by 32 basis points. Net Interest Income increased by 9% to Rs.137.5cr & Non Interest Income Income increased by 59% to Rs.73.36cr.

Valuation

QOQ EPS increased from 0.6 to 2.57 which increased the trailing EPS of last 4 quater from 6.41 to 8.38 a growth of 30%

At a current price of 89 the stock is trading at 10.62 whereas the industry PE is 22. Currently the stock is trading at discount and we expect it to reach 100 in near term

Technical


The stock is currently trading above 20 days EMA & MACD.

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